Social Security benefits in Rhode Island
Varies
Is Social Security Taxed in Rhode Island?
Short answer: Partly. Taxable Social Security is exempt only if the taxpayer has reached full retirement age and federal AGI is below an inflation-indexed threshold ($107,000 single/head of household/married filing separately and $133,750 married filing jointly for 2025). Otherwise, the federally taxable portion is taxed. The 2026 indexed thresholds had not been published when checked, so the 2025 figures are shown. Rhode Island's 2026 retirement guide lists $133,500 for joint filers, but the 2025 advisory and worksheet say $133,750. The FY2027 budget removes the full-retirement-age requirement starting in tax year 2027; the income limit stays.
Federally, up to 85% of benefits can be taxable depending on your combined income (IRS Pub 915); that part doesn't change by state.
Records to keep: Keep your state return, W-2s and 1099s (1099-R, SSA-1099), and any state credit worksheets. Check your state revenue department's current-year instructions before you file.
Social Security benefits in Rhode Island
Varies
Individuals / Personal Taxes
Partly. Taxable Social Security is exempt only if the taxpayer has reached full retirement age and federal AGI is below an inflation-indexed threshold ($107,000 single/head of household/married filing separately and $133,750 married filing jointly for 2025). Otherwise, the federally taxable portion is taxed. The 2026 indexed thresholds had not been published when checked, so the 2025 figures are shown. Rhode Island's 2026 retirement guide lists $133,500 for joint filers, but the 2025 advisory and worksheet say $133,750. The FY2027 budget removes the full-retirement-age requirement starting in tax year 2027; the income limit stays.
Business justification
Partly. Taxable Social Security is exempt only if the taxpayer has reached full retirement age and federal AGI is below an inflation-indexed threshold ($107,000 single/head of household/married filing separately and $133,750 married filing jointly for 2025). Otherwise, the federally taxable portion is taxed. The 2026 indexed thresholds had not been published when checked, so the 2025 figures are shown. Rhode Island's 2026 retirement guide lists $133,500 for joint filers, but the 2025 advisory and worksheet say $133,750. The FY2027 budget removes the full-retirement-age requirement starting in tax year 2027; the income limit stays. Federally, up to 85% of benefits can be taxable depending on your combined income (IRS Pub 915); that part doesn't change by state.
Category
- Personal Tax Deductions