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529 for K-12 tutoring and test fees

Up to $20,000/yr

Can You Write Off 529 for K-12 Tutoring and Test Fees?

Short answer: Yes: starting in 2026, 529 plans can pay up to $20,000 a year of K-12 costs including tutoring, books, and test fees, not just tuition.

Many states add a state tax deduction for 529 contributions.

Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.