529 contributions in Arizona
Varies
Are 529 Contributions Tax Deductible in Arizona?
Short answer: Yes on your Arizona return: $2,000 single / $4,000 joint per beneficiary. Contributions to any state's 529 plan count. Tax parity state: contributions to any state's 529 qualify; nonqualified withdrawals are added back up to amounts previously subtracted.
There's no federal deduction for 529 contributions; growth is tax-free when used for qualified education costs.
Records to keep: Keep receipts, statements, and a note of what each cost was for. Compare itemizing to the 2026 standard deduction ($16,100 single / $32,200 joint) before you claim.
529 contributions in Arizona
Varies
Individuals / Personal Taxes
Yes on your Arizona return: $2,000 single / $4,000 joint per beneficiary. Contributions to any state's 529 plan count. Tax parity state: contributions to any state's 529 qualify; nonqualified withdrawals are added back up to amounts previously subtracted.
Business justification
Yes on your Arizona return: $2,000 single / $4,000 joint per beneficiary. Contributions to any state's 529 plan count. Tax parity state: contributions to any state's 529 qualify; nonqualified withdrawals are added back up to amounts previously subtracted. There's no federal deduction for 529 contributions; growth is tax-free when used for qualified education costs.
Category
- Personal Tax Deductions