529 contributions in Arkansas
Varies
Are 529 Contributions Tax Deductible in Arkansas?
Short answer: Yes on your Arkansas return: $5,000 single / $10,000 joint per taxpayer (AR plan); $3,000 / $6,000 for out-of-state plans. Contributions to any state's 529 plan count. Rollovers from another state's plan into an Arkansas plan are deductible up to $7,500 ($15,000 joint) in the rollover year.
Carryforward: 4 years (Arkansas plan only). There's no federal deduction for 529 contributions; growth is tax-free when used for qualified education costs.
Records to keep: Keep receipts, statements, and a note of what each cost was for. Compare itemizing to the 2026 standard deduction ($16,100 single / $32,200 joint) before you claim.
529 contributions in Arkansas
Varies
Individuals / Personal Taxes
Yes on your Arkansas return: $5,000 single / $10,000 joint per taxpayer (AR plan); $3,000 / $6,000 for out-of-state plans. Contributions to any state's 529 plan count. Rollovers from another state's plan into an Arkansas plan are deductible up to $7,500 ($15,000 joint) in the rollover year.
Business justification
Yes on your Arkansas return: $5,000 single / $10,000 joint per taxpayer (AR plan); $3,000 / $6,000 for out-of-state plans. Contributions to any state's 529 plan count. Rollovers from another state's plan into an Arkansas plan are deductible up to $7,500 ($15,000 joint) in the rollover year. Carryforward: 4 years (Arkansas plan only). There's no federal deduction for 529 contributions; growth is tax-free when used for qualified education costs.
Category
- Personal Tax Deductions