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529 contributions in North Dakota

Varies

Are 529 Contributions Tax Deductible in North Dakota?

Short answer: Yes on your North Dakota return: $5,000 single / $10,000 joint per return. Only contributions to the state's own plan count. College SAVE only; rollovers from another 529 plan are not deductible; K-12 tuition withdrawals allowed without state tax consequences.

There's no federal deduction for 529 contributions; growth is tax-free when used for qualified education costs.

Records to keep: Keep receipts, statements, and a note of what each cost was for. Compare itemizing to the 2026 standard deduction ($16,100 single / $32,200 joint) before you claim.