Biz Write-Offs LogoBiz Write-Offs

529 contributions in New Jersey

Up to $10,000 deduction

Can You Write Off 529 Contributions in New Jersey?

Short answer: Yes for state tax: New Jersey residents with income up to $200,000 can deduct up to $10,000 of NJ 529 contributions.

Federally, 529 contributions aren't deductible.

Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.