529 contributions in Louisiana
Varies
Are 529 Contributions Tax Deductible in Louisiana?
Short answer: Yes on your Louisiana return: $2,400 single / $4,800 joint per beneficiary. Only contributions to the state's own plan count. START plan only; the state also adds income-based matching earnings enhancements (2%-14%) to START deposits.
Carryforward: Unused annual cap rolls forward (excess deposits do not). There's no federal deduction for 529 contributions; growth is tax-free when used for qualified education costs.
Records to keep: Keep receipts, statements, and a note of what each cost was for. Compare itemizing to the 2026 standard deduction ($16,100 single / $32,200 joint) before you claim.
529 contributions in Louisiana
Varies
Individuals / Personal Taxes
Yes on your Louisiana return: $2,400 single / $4,800 joint per beneficiary. Only contributions to the state's own plan count. START plan only; the state also adds income-based matching earnings enhancements (2%-14%) to START deposits.
Business justification
Yes on your Louisiana return: $2,400 single / $4,800 joint per beneficiary. Only contributions to the state's own plan count. START plan only; the state also adds income-based matching earnings enhancements (2%-14%) to START deposits. Carryforward: Unused annual cap rolls forward (excess deposits do not). There's no federal deduction for 529 contributions; growth is tax-free when used for qualified education costs.
Category
- Personal Tax Deductions