RV or travel trailer as a second home
Varies
Can You Write Off RV or Travel Trailer As a Second Home?
Short answer: Yes: loan interest on an RV or travel trailer with sleeping, cooking, and toilet facilities can be deductible second-home mortgage interest.
Total mortgage debt across both homes is capped at $750,000.
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
RV or travel trailer as a second home
Varies
Individuals / Personal Taxes
Yes: loan interest on an RV or travel trailer with sleeping, cooking, and toilet facilities can be deductible second-home mortgage interest.
Business justification
Yes: loan interest on an RV or travel trailer with sleeping, cooking, and toilet facilities can be deductible second-home mortgage interest. Total mortgage debt across both homes is capped at $750,000.
Category
- Personal Tax Deductions