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Pool loan interest

Varies

Can You Write Off Pool Loan Interest?

Short answer: No if it's an unsecured personal loan; interest is deductible only through a mortgage or HELOC secured by the home.

A HELOC used to build the pool qualifies.

Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.