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Nursing home costs

$8,000-$12,000/mo

Can You Write Off Nursing Home Costs?

Short answer: Yes, the full cost including meals and lodging if the main reason for being there is medical care.

If the stay is mainly personal, only the medical portion counts. Medical costs are an itemized deduction only for the amount above 7.5% of your AGI, and only if your total itemized deductions beat the standard deduction ($16,100 single / $32,200 joint for 2026).

Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.