Memory care
$5,000-$12,000/mo
Can You Write Off Memory Care?
Short answer: Yes: memory care for someone with dementia is usually fully deductible, including room and board, because the main reason for the stay is medical.
Medical costs are an itemized deduction only for the amount above 7.5% of your AGI, and only if your itemized total beats the standard deduction ($16,100 single / $32,200 joint for 2026).
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
Memory care
Typical range: $5,000-$12,000/mo
Individuals / Personal Taxes
Yes: memory care for someone with dementia is usually fully deductible, including room and board, because the main reason for the stay is medical.
Business justification
Yes: memory care for someone with dementia is usually fully deductible, including room and board, because the main reason for the stay is medical. Medical costs are an itemized deduction only for the amount above 7.5% of your AGI, and only if your itemized total beats the standard deduction ($16,100 single / $32,200 joint for 2026).
Category
- Personal Tax Deductions