Medicare supplement (Medigap) premiums
$100-$400/mo
Can You Write Off Medicare Supplement Premiums?
Short answer: Yes, Medigap and Medicare Advantage premiums are medical expenses.
Medical costs are an itemized deduction only for the amount above 7.5% of your AGI, and only if your total itemized deductions beat the standard deduction ($16,100 single / $32,200 joint for 2026).
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
Medicare supplement (Medigap) premiums
Typical range: $100-$400/mo
Individuals / Personal Taxes
Yes, Medigap and Medicare Advantage premiums are medical expenses.
Business justification
Yes, Medigap and Medicare Advantage premiums are medical expenses. Medical costs are an itemized deduction only for the amount above 7.5% of your AGI, and only if your total itemized deductions beat the standard deduction ($16,100 single / $32,200 joint for 2026).
Category
- Personal Tax Deductions