COBRA premiums
$500-$2,000/mo
Can You Write Off COBRA Premiums?
Short answer: Yes, COBRA premiums you pay yourself are deductible medical expenses.
Medical costs are an itemized deduction only for the amount above 7.5% of your AGI, and only if your total itemized deductions beat the standard deduction ($16,100 single / $32,200 joint for 2026).
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
COBRA premiums
Typical range: $500-$2,000/mo
Individuals / Personal Taxes
Yes, COBRA premiums you pay yourself are deductible medical expenses.
Business justification
Yes, COBRA premiums you pay yourself are deductible medical expenses. Medical costs are an itemized deduction only for the amount above 7.5% of your AGI, and only if your total itemized deductions beat the standard deduction ($16,100 single / $32,200 joint for 2026).
Category
- Personal Tax Deductions