Limited-purpose FSA
Tax-free
Can You Write Off Limited-purpose FSA?
Short answer: Yes: a dental-and-vision-only FSA can be paired with an HSA without breaking your HSA eligibility.
2026 HSA limits are $4,400 self-only and $8,750 family (plus $1,000 at 55+); withdrawals for qualified medical costs are tax-free.
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
Limited-purpose FSA
Typical range: Tax-free
Individuals / Personal Taxes
Yes: a dental-and-vision-only FSA can be paired with an HSA without breaking your HSA eligibility.
Business justification
Yes: a dental-and-vision-only FSA can be paired with an HSA without breaking your HSA eligibility. 2026 HSA limits are $4,400 self-only and $8,750 family (plus $1,000 at 55+); withdrawals for qualified medical costs are tax-free.
Category
- Personal Tax Deductions