HSA contributions
Up to $4,400/$8,750
Are HSA Contributions Tax Deductible?
Short answer: Yes, HSA contributions are deductible above the line: $4,400 self-only or $8,750 family for 2026, plus $1,000 if 55+.
Starting in 2026, bronze and catastrophic marketplace plans also count as HSA-eligible.
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
HSA contributions
Typical range: Up to $4,400/$8,750
Individuals / Personal Taxes
Yes, HSA contributions are deductible above the line: $4,400 self-only or $8,750 family for 2026, plus $1,000 if 55+.
Business justification
Yes, HSA contributions are deductible above the line: $4,400 self-only or $8,750 family for 2026, plus $1,000 if 55+. Starting in 2026, bronze and catastrophic marketplace plans also count as HSA-eligible.
Category
- Personal Tax Deductions