HSA with a bronze or catastrophic plan
Up to $4,400 / $8,750
Can You Write Off HSA with a Bronze or Catastrophic Plan?
Short answer: From 2026, bronze and catastrophic marketplace plans count as HSA-eligible, so enrollees can contribute and deduct up to the full limit.
2026 HSA limits are $4,400 self-only and $8,750 family (plus $1,000 at 55+); withdrawals for qualified medical costs are tax-free.
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
HSA with a bronze or catastrophic plan
Typical range: Up to $4,400 / $8,750
Individuals / Personal Taxes
From 2026, bronze and catastrophic marketplace plans count as HSA-eligible, so enrollees can contribute and deduct up to the full limit.
Business justification
From 2026, bronze and catastrophic marketplace plans count as HSA-eligible, so enrollees can contribute and deduct up to the full limit. 2026 HSA limits are $4,400 self-only and $8,750 family (plus $1,000 at 55+); withdrawals for qualified medical costs are tax-free.
Category
- Personal Tax Deductions