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Tax deductions for Stay-at-home parents

Varies

Can You Write Off Tax deductions for Stay-at-home parents?

Short answer: A non-working spouse can still get a spousal IRA contribution, and the family keeps the child tax credit; the child care credit generally requires both spouses to work or study.

Filing jointly gives the $32,200 standard deduction for 2026.

Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.