Second home mortgage interest
Varies
Can You Write Off Second Home Mortgage Interest?
Short answer: Yes, interest on one second home counts, within the $750,000 combined limit.
If you rent it out more than 14 days, rental rules may apply instead.
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
BW-B22-00113
medium risk
Second home mortgage interest
Varies
Individuals / Personal Taxes
Other Expenses
Personal Tax Deductions
Yes, interest on one second home counts, within the $750,000 combined limit.
BizWriteOffs provides educational information only and is not tax, legal, or accounting advice. Deductibility depends on your specific facts and records. Consult a qualified tax professional.
Business justification
Yes, interest on one second home counts, within the $750,000 combined limit. If you rent it out more than 14 days, rental rules may apply instead.
Category
- Personal Tax Deductions
personal deduction
search demand 2026
home mortgage
mortgage interest