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Required minimum distributions

Varies

Can You Write Off Required Minimum Distributions?

Short answer: RMDs are taxable income, starting at age 73 (75 for those born in 1960 or later).

Qualified charitable distributions after 70½ can satisfy RMDs tax-free.

Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.