Medical expenses over 7.5% of income
Varies
Can You Write Off Medical Expenses Over 7.5% of Income?
Short answer: Only the amount above 7.5% of your adjusted gross income is deductible, so $10,000 of bills on $80,000 AGI gives a $4,000 deduction.
Medical costs are an itemized deduction only for the amount above 7.5% of your AGI, and only if your itemized total beats the standard deduction ($16,100 single / $32,200 joint for 2026).
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
Medical expenses over 7.5% of income
Varies
Individuals / Personal Taxes
Only the amount above 7.5% of your adjusted gross income is deductible, so $10,000 of bills on $80,000 AGI gives a $4,000 deduction.
Business justification
Only the amount above 7.5% of your adjusted gross income is deductible, so $10,000 of bills on $80,000 AGI gives a $4,000 deduction. Medical costs are an itemized deduction only for the amount above 7.5% of your AGI, and only if your itemized total beats the standard deduction ($16,100 single / $32,200 joint for 2026).
Category
- Personal Tax Deductions