IVF and fertility treatment
$12,000-$25,000/cycle
Can You Write Off IVF and Fertility Treatment?
Short answer: Yes, IVF and other fertility procedures for you or your spouse are medical expenses.
Surrogate costs generally are not. Medical costs are an itemized deduction only for the amount above 7.5% of your AGI, and only if your total itemized deductions beat the standard deduction ($16,100 single / $32,200 joint for 2026).
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
IVF and fertility treatment
Typical range: $12,000-$25,000/cycle
Individuals / Personal Taxes
Yes, IVF and other fertility procedures for you or your spouse are medical expenses.
Business justification
Yes, IVF and other fertility procedures for you or your spouse are medical expenses. Surrogate costs generally are not. Medical costs are an itemized deduction only for the amount above 7.5% of your AGI, and only if your total itemized deductions beat the standard deduction ($16,100 single / $32,200 joint for 2026).
Category
- Personal Tax Deductions