IRMAA Medicare surcharge
Varies
Can You Write Off IRMAA Medicare Surcharge?
Short answer: IRMAA surcharges on Medicare Part B and D are medical premiums, deductible if you itemize medical costs above 7.5% of AGI.
Medical costs are an itemized deduction only for the amount above 7.5% of your AGI, and only if your itemized total beats the standard deduction ($16,100 single / $32,200 joint for 2026).
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
IRMAA Medicare surcharge
Varies
Individuals / Personal Taxes
IRMAA surcharges on Medicare Part B and D are medical premiums, deductible if you itemize medical costs above 7.5% of AGI.
Business justification
IRMAA surcharges on Medicare Part B and D are medical premiums, deductible if you itemize medical costs above 7.5% of AGI. Medical costs are an itemized deduction only for the amount above 7.5% of your AGI, and only if your itemized total beats the standard deduction ($16,100 single / $32,200 joint for 2026).
Category
- Personal Tax Deductions