Home warranty
$400-$800/yr
Can You Write Off Home Warranty?
Short answer: No: a home warranty on your residence is a personal expense; on a rental it's deductible.
Sellers who pay a buyer's warranty can count it as a selling cost.
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
BW-B23-00577
high risk
Home warranty
Typical range: $400-$800/yr
Individuals / Personal Taxes
Other Expenses
Personal Tax Deductions
No: a home warranty on your residence is a personal expense; on a rental it's deductible.
BizWriteOffs provides educational information only and is not tax, legal, or accounting advice. Deductibility depends on your specific facts and records. Consult a qualified tax professional.
Business justification
No: a home warranty on your residence is a personal expense; on a rental it's deductible. Sellers who pay a buyer's warranty can count it as a selling cost.
Category
- Personal Tax Deductions
personal deduction
search demand 2026 b23
home mortgage
home improvements