Graduate fellowships and stipends
Usually taxable
Is A fellowship stipend Taxable?
Short answer: Fellowship and stipend money not used for tuition is taxable income, even without a W-2 or 1099.
It counts as earned income for IRA contributions.
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
BW-B23-01658
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Graduate fellowships and stipends
Usually taxable
Individuals / Personal Taxes
Other Expenses
Personal Tax Deductions
Fellowship and stipend money not used for tuition is taxable income, even without a W-2 or 1099.
BizWriteOffs provides educational information only and is not tax, legal, or accounting advice. Deductibility depends on your specific facts and records. Consult a qualified tax professional.
Business justification
Fellowship and stipend money not used for tuition is taxable income, even without a W-2 or 1099. It counts as earned income for IRA contributions.
Category
- Personal Tax Deductions
personal deduction
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