Employer student loan repayment
Up to $5,250/yr
Can You Write Off Employer Student Loan Repayment?
Short answer: Employer payments on your student loans are tax-free up to $5,250 a year, a benefit made permanent for 2026 onward.
You can't also deduct interest the employer paid tax-free.
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
BW-B22-00087
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Employer student loan repayment
Typical range: Up to $5,250/yr
Individuals / Personal Taxes
Other Expenses
Personal Tax Deductions
Employer payments on your student loans are tax-free up to $5,250 a year, a benefit made permanent for 2026 onward.
BizWriteOffs provides educational information only and is not tax, legal, or accounting advice. Deductibility depends on your specific facts and records. Consult a qualified tax professional.
Business justification
Employer payments on your student loans are tax-free up to $5,250 a year, a benefit made permanent for 2026 onward. You can't also deduct interest the employer paid tax-free.
Category
- Personal Tax Deductions
personal deduction
search demand 2026
education
student loans