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Child tax credit with no income

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Can You Write Off Child Tax Credit with No Income?

Short answer: The refundable part requires at least $2,500 of earned income, so parents with no income get no child tax credit.

The child tax credit is $2,200 per child under 17 for 2026, with up to $1,700 refundable, and the child needs a valid SSN.

Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.