Adoption costs
Up to about $17,000 credit
Can You Write Off Adoption Costs?
Short answer: Yes, the adoption credit covers qualified adoption costs, and up to $5,000 of it is refundable starting in 2025.
The credit phases out at higher incomes; employer adoption assistance can also be tax-free.
Records to keep: Keep receipts, statements (1098, 1098-T, 1099, W-2G), and a note of what each cost was for. Compare itemizing to the 2026 standard deduction before you claim.
Adoption costs
Typical range: Up to about $17,000 credit
Individuals / Personal Taxes
Yes, the adoption credit covers qualified adoption costs, and up to $5,000 of it is refundable starting in 2025.
Business justification
Yes, the adoption credit covers qualified adoption costs, and up to $5,000 of it is refundable starting in 2025. The credit phases out at higher incomes; employer adoption assistance can also be tax-free.
Category
- Personal Tax Deductions