Car insurance when self-employed
$100-$300/mo
Can You Write Off Car Insurance When Self-employed?
Short answer: Yes for the business-use share under actual expenses; standard mileage already includes insurance.
Use the standard mileage rate (72.5 cents a mile for 2026) or actual costs times business-use percentage, and keep a log of each trip.
Records to keep: Keep receipts, 1099s or W-2s, a mileage log, and a note of the business purpose. W-2 employees should ask about employer reimbursement.
Car insurance when self-employed
Typical range: $100-$300/mo
Remote Workers / Freelancers / Consultants
Yes for the business-use share under actual expenses; standard mileage already includes insurance.
Business justification
Yes for the business-use share under actual expenses; standard mileage already includes insurance. Use the standard mileage rate (72.5 cents a mile for 2026) or actual costs times business-use percentage, and keep a log of each trip.
Category
- Write-Offs by Job