Biz Write-Offs LogoBiz Write-Offs

Commercial Auto Policy

$336-$1008

Can You Write Off Commercial Auto Policy?

Short answer: Commercial Auto Policy — Trade Insurance & Licensing for home services trades

Trade tools and equipment are deductible through depreciation or Section 179 immediate expensing (up to $1,220,000 in 2026). Most tools have a 3-7 year depreciation life. Service business software subscriptions are fully deductible. Commercial vehicles can be depreciated or expensed under Section 179. Trade licenses, insurance, and safety equipment are deductible. Proper documentation is required.

Records to keep: Keep receipts and document business use. Deductible if ordinary and necessary for your trade or business.